Car Accident

InjuryCompass Editorial Team · Last reviewed October 29, 2026 · How we research The adjuster’s math in one line Economic damagesMedical bills and lost income they accept as related and reasonable + General damagesPain, limits on daily life, scored from your medical records × Their liabilityReduced by the share of fault they assign to you

Last reviewed: October 2026 · How we research: How We Research Who do you actually file a claim with after a car accident: your insurer, the other driver’s, or both? The answer depends on who was at fault, whether you live in a no-fault state and what coverage you carry. Most accidents involve two separate

Last reviewed: October 2026 · How we research: How We Research Right after a crash, adrenaline makes it hard to think clearly, and that’s exactly when the decisions that shape an insurance claim get made. This guide is organized by time: what to do in the first minutes, before leaving the scene, in the first

Last reviewed: October 2026 · How we research: How We Research After a car accident, most people think of compensation as “the medical bills plus something for the pain”. In reality, the law recognizes many more types of loss, and the ones you don’t claim are simply never paid. Rental cars, mileage to appointments, help

Last reviewed: October 2026 · How we research: How We Research Key takeaways Most car accident injury claims are valued as economic damages + pain and suffering, with pain and suffering estimated as a multiple (usually 1.5 to 5) of the economic losses. Your share of fault can reduce the amount or, in some states,

Last reviewed: October 2026 · How we research: How We Research You’re stopped at a red light and the car behind you slams into your bumper. Who’s at fault seems obvious, and usually it is: in rear-end collisions, the driver behind is presumed to be at fault in most cases, because every driver is expected